V³ Lending is one of the top SBA lenders in Texas for SBA loans, producing both SBA 7(a) and SBA 504 Loans nationwide. We offer SBA loans with as little as 10% down payment. With our in-depth market expertise, experience spanning over twenty years and constant interaction with lending sources, it is only natural that we are the preferred originator for SBA loans.

Having closed more than $300M in SBA loans, we have a structure and the creativity to close nearly any transaction.  Our relationships with banking lenders, non-banking lenders, regional, and community banks ensures that we always offer our clients the most competitive rate and term in the current market. Since every client has a different scenario, each SBA loan is structure to fit their specific needs.  Whether you are looking for a construction loan, refinance an existing property, acquire a new property or business, or buying out a partner, we will have the right loan structure for you.  Typically, a down payment on an SBA loan ranges between 10-25% but in some cases, we have been able to structure transactions at 100% financing.

V³ Lending is a SBA Loan Company in Texas that never charges any upfront fees or deposits to our clients but only accepts transactions that have certainty of closing.

Benefits of SBA Loans with V³ Lending:

♦  $1.0M-$15.0M
♦  Up to 90% Financing
♦  Up to 25 years fully amortized- No Balloon
♦  Fixed and floating rates available
♦  45 Day closings
♦  Competitive Market Rates

SBA 504 loans can only be used for acquisitions, refinance, and construction loans on real estate that is at least 51% occupied by the borrowing entity. It can not be used for working capital, soft costs, franchising fees, business purchase, or inventory.  SBA 7A loans can be used for business acquisitions, working capital, FF&E, and all soft costs.  In many occasions, V3 Lending is able to hybrid both SBA 7A loans and SBA 504 loans together to offer our clients the most effective financing options available.