The borrower, a rapidly growing business operating for less than one year, approached V3 Lending after quickly outgrowing its existing facility and needing financing to support continued expansion. The borrower sought to refinance existing business debt while also securing construction financing for an additional 40,000-square-foot building to accommodate operational growth. Prior to working with V3 Lending, the borrower faced significant challenges obtaining financing because most traditional lenders required a minimum of two years of profitable operating history before considering a loan of this size and complexity. In addition, the borrower needed a financing structure capable of addressing both the refinance of existing obligations and the new construction component within a single solution. The lack of long-term operating history and the size of the requested expansion significantly reduced the number of lenders willing to move forward. The borrower needed a lender comfortable underwriting future growth potential while still providing competitive long-term financing terms and sufficient capital to support expansion plans.